There is no easy solution to the UK’s housing issues, but you cannot solve them in isolation by picking one problem within the bigger picture and placing so many restrictions that it ends up making the problems worse.
Stuart Gregory is managing director of Lentune Mortgage Consultancy
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Key points
George Osborne announced a raft of changes to how the income from buy-to-let would be assessed in future years.
Post recession the changes began – 125 per cent rental coverage, then at an increased rental coverage interest rate of 5 per cent or higher.
We will see some landlords selling off property from their portfolios.
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